2.13 Merchant – refers to the business establishment accredited by Maya Bank to provide goods and/or services that may be purchased by the Customer using Maya Easy Credit. It shall also refer to the Merchant’s stockholders, officers, managers, employees, and agents. After your Due Date, your Maya Easy Credit becomes delinquent and may be subject to applicable penalty fees if the Total Amount Due is and remains unpaid.

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5.2 The applicable laws and rules of the Philippine Deposit Insurance Corporation (“PDIC”) relating to deposits shall govern. Applicable deposit accounts are insured by the PDIC up to a maximum of Five Hundred Thousand Pesos (P500,000.00) per depositor. PDIC shall presume that the name/s appearing on the certificate of deposit is/are the actual/beneficial owners of the deposit, except as provided therein. 5.3 The Total Amount Due as reflected in the Billing Statement should be paid on or before the Due Date. If on black hat seo tools: Telegram – @seokaya the Due Date your Total Amount Due is still unpaid, including all charges, fees, penalties and interest accrued and unpaid thereon, the Total Amount Due shall be immediately due and demandable, without need of presentment, demand, protest or further notice of any kind, all of which are herein expressly and specifically waived by you. You acknowledge that Maya Bank will not be liable for any losses, damages, expenses, costs, or charges whatsoever which may be claimed against Maya Bank arising from such debiting.

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Time, temporarily or permanently, without giving any reason and/or prior notice to you. You hereby irrevocably agree, affirm, and warrant to hold Maya Bank free from any liability, both under equity and the law, arising or that may arise out of any such denial of access to or the discontinuance of its services. 6.5You agree not to probe, scan, or test the vulnerability of the Maya App or any network connected to it, and not to breach the security or authentication measures on the same. 13.10 You understand that the Merchant is solely and exclusively liable for any obligations arising from and in connection with the provision of the goods and/or services subject of the MCCL transaction.

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You may notify the Bank of such changes through the Maya Bank Support web page () or through the contact details in the Customer Service section of these Terms and Conditions. 3.7 You warrant that incomplete and/or inaccurate information declared in your Maya Easy Credit application is sufficient ground for legal action, rejection of your application, or closure of your account. If Maya Bank discovers that you have misdeclared any information or have made any misrepresentation, which is material in the approval of your application, Maya Bank has the right to terminate your Maya Easy Credit account and demand immediate payment of any outstanding amount in accordance with the law. 3.4 You agree that Maya Bank will validate such submission with available information on the applicant’s accounts, credit information, and credit status from applicable entities, banks and financial institutions, credit bureaus, and other applicable institutions.

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